Looking for a way to make your banana bread even more irresistible? Meet Cream Cheese Banana Bread — a moist, rich, and slightly tangy twist on a classic favorite! The creamy, sweet swirl of cream cheese adds a bakery-style upgrade that’s surprisingly easy to whip up at home. Perfect for breakfast, snack time, or even a cozy dessert, this recipe is simple, delicious, and guaranteed to make your kitchen smell amazing.
Table of Contents
Why You’ll Love Cream Cheese Banana Bread
This Cream Cheese Banana Bread is pure comfort in every bite. The combination of sweet, ripe bananas and luscious cream cheese creates a soft, tender loaf that feels fancy without any fuss. It’s super easy to make with simple ingredients you probably already have at home. Plus, it looks beautiful when sliced — that creamy swirl always impresses! Whether you’re baking for your family, bringing a treat to a brunch, or just craving something cozy with your coffee, this banana bread checks all the boxes. One slice just won’t be enough!
Ingredients
You only need a handful of pantry staples to bring this dreamy Cream Cheese Banana Bread to life! Here’s what you’ll need:

For the Banana Bread:
- 2–3 ripe bananas, mashed (about 1 cup)
- 1 ½ cups all-purpose flour
- ¾ cup granulated sugar
- ½ cup unsalted butter, melted
- 2 large eggs
- 1 teaspoon vanilla extract
- 1 teaspoon baking soda
- ½ teaspoon salt
For the Cream Cheese Filling:
- 8 oz cream cheese, softened
- ¼ cup granulated sugar
- 1 egg
- ½ teaspoon vanilla extract
Instructions
Making Cream Cheese Banana Bread is super simple — just a few easy steps, and you’re on your way to bakery-level goodness!

- Preheat your oven to 350°F (175°C). Grease and line a 9×5-inch loaf pan with parchment paper for easy removal.
- Prepare the banana bread batter: In a large bowl, mash the bananas. Add the melted butter, sugar, eggs, and vanilla extract. Stir until smooth. Add the flour, baking soda, and salt. Gently fold everything together until just combined (don’t overmix!).
- Make the cream cheese filling: In another bowl, beat the cream cheese, sugar, egg, and vanilla until smooth and creamy.
- Layer the batter: Pour half of the banana bread batter into the prepared loaf pan. Spread the cream cheese filling evenly over the top. Then pour the remaining banana bread batter on top of the cream cheese layer.
- Bake for 50–60 minutes, or until a toothpick inserted into the center comes out mostly clean (a little cream cheese on it is fine!).
- Cool: Let the bread cool in the pan for about 15 minutes, then transfer it to a wire rack to cool completely before slicing.
Servings and Timing
This Cream Cheese Banana Bread makes about 8–10 thick, delicious slices — perfect for sharing (or keeping all to yourself, no judgment!).
From start to finish, you’ll need about 1 hour and 20 minutes:
- Prep time: 20 minutes
- Bake time: 50–60 minutes
- Cooling time: 15–20 minutes (if you can wait!)
It’s the perfect make-ahead treat for busy mornings, brunches, or cozy evenings.
Tips and Variations
- Use super ripe bananas: The browner, the better! They’re sweeter and mash easily.
- Don’t overmix: Gently fold the batter to keep your bread soft and tender.
- Add-ins: Stir in a handful of chocolate chips, chopped walnuts, or pecans for extra texture and flavor.
- Make it gluten-free: Substitute a 1:1 gluten-free baking flour blend for the all-purpose flour.
- Mini loaves: Divide the batter into mini loaf pans — they bake faster and are perfect for gifting!
- Spice it up: Add a teaspoon of cinnamon or nutmeg to the batter for a warm, cozy flavor.
- Top it off: Sprinkle a little brown sugar or a few chopped nuts over the batter before baking for a crunchy topping.
Storage
Keeping your Cream Cheese Banana Bread fresh is easy!
- Room temperature: Store tightly wrapped or in an airtight container for up to 2 days.
- Refrigerator: Because of the cream cheese layer, it’s best to refrigerate if keeping longer. It stays fresh for up to 5 days — just bring it to room temp or warm slightly before serving!
- Freezer: Wrap slices individually in plastic wrap and freeze for up to 3 months. Thaw at room temperature or pop in the microwave for a quick treat.
FAQs
Can I use frozen bananas?
Yes! Just thaw them completely and drain any excess liquid before mashing.
Can I make this recipe without cream cheese?
Absolutely — just skip the filling and bake as regular banana bread!
How do I know when the bread is done?
Insert a toothpick into the center; it should come out mostly clean (some cream cheese on it is okay).
Can I add chocolate chips?
Yes! Stir ½ cup of chocolate chips into the banana batter for a delicious twist.
What if I don’t have parchment paper?
You can grease and flour the loaf pan well — but parchment makes removal easier.
Can I double the recipe?
Definitely! Just use two loaf pans or bake in batches.
Why is my cream cheese layer sinking?
That’s normal sometimes! It depends on how thick your batter is. It’ll still taste amazing!
If you’re looking for a cozy, crowd-pleasing treat, this Cream Cheese Banana Bread is it!
It’s sweet, moist, and has that irresistible creamy swirl that makes every bite feel extra special. Whether you’re baking for a brunch, a snack, or just because you have a few ripe bananas staring at you, this recipe is guaranteed to be a hit. Give it a try — and don’t forget to snap a pic before it’s all gone!
Craving more tasty recipes? Follow @butteryrecipes on Pinterest and Facebook for daily inspiration!
You Might Also Like These Recipe
1. Banana’s Foster Banana Pudding Recipe
→ Another banana-forward dessert that’s creamy, dreamy, and perfect for banana lovers!
2. Lemon Coconut Heaven Cookies
→ If you love sweet, moist treats, these light and citrusy cookies are a must-bake!
3. Blackberry Pistachio Dream Bars
→ A fruity, nutty bar recipe that’s just as easy and satisfying as banana bread.

Cream Cheese Banana Bread Recipe
Looking for a way to make your banana bread even more irresistible? Meet Cream Cheese Banana Bread — a moist, rich, and slightly tangy twist on a classic favorite! Perfect for breakfast, snack time, or a cozy dessert.
- Total Time: 1 hour 20 minutes
- Yield: 8–10 slices 1x
Ingredients
- 2–3 ripe bananas, mashed (about 1 cup)
- 1 ½ cups all-purpose flour
- ¾ cup granulated sugar
- ½ cup unsalted butter, melted
- 2 large eggs
- 1 teaspoon vanilla extract
- 1 teaspoon baking soda
- ½ teaspoon salt
- 8 oz cream cheese, softened
- ¼ cup granulated sugar (for filling)
- 1 egg (for filling)
- ½ teaspoon vanilla extract (for filling)
Instructions
- Preheat oven to 350°F (175°C). Grease and line a 9×5-inch loaf pan with parchment paper.
- In a large bowl, mash bananas. Add melted butter, sugar, eggs, and vanilla extract. Stir until smooth.
- Add flour, baking soda, and salt. Gently fold until just combined.
- In another bowl, beat cream cheese, sugar, egg, and vanilla until smooth.
- Pour half of the banana bread batter into the loaf pan. Spread cream cheese filling evenly on top.
- Pour remaining batter over the cream cheese layer.
- Bake for 50–60 minutes, or until a toothpick inserted into the center comes out mostly clean.
- Let cool in the pan for 15 minutes, then transfer to a wire rack to cool completely before slicing.
Notes
Use super ripe bananas for extra sweetness. Gently fold the batter to keep the loaf soft. Add chocolate chips, walnuts, or pecans for extra flavor!
- Prep Time: 20 minutes
- Cook Time: 50–60 minutes
- Category: Breakfast, Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice
- Calories: 320
- Sugar: 20g
- Sodium: 250mg
- Fat: 16g
- Saturated Fat: 9g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 38g
- Fiber: 1g
- Protein: 5g
- Cholesterol: 70mg
Keywords: cream cheese banana bread, banana bread, easy banana bread, breakfast bread